We are committed to safeguarding your privacy. The following defines how your personal information will be treated as you use our
services. If you have any questions about this privacy statement, the practices of this site, or your dealings with this web site,
please contact us.
Security We Use to Protect Your Information
We use a loan origination software widely accepted as a standard within the mortgage industry. During the course of our work with
you we may e-mail you forms and information pertaining to your loan application. Information is transmitted via a secure server
maintained by the vendor providing and supporting the loan origination software.
Information We Collect From You
We collect various types of personal information about you during the normal course of offering and providing mortgage services.
This includes but is not limited to: information you provide in order to obtain a home loan including your name, phone number,
address, social security number, email address, employer's name and address, income, assets, liabilities, and answers to questions
of both personal and financial matters; communications from you regarding your loan(s) such as a change of employment, assets and/or
liabilities; information obtained from third parties such as consumer reporting agencies or credit bureaus, employers, depository
institutions and others, that we use to evaluate a loan application; information that we may gather in compliance with certain laws
and regulations, such as the Home Mortgage Disclosure Act.
Sharing Information Gathered on This Site
We are the sole owner of the information collected on this site. However, in order to process your loan we must share some of
the information with certain third parties. These third parties include: appraisal companies, credit agencies, lenders, mortgage
insurance companies, title and escrow companies.
We also use a third party to host our web site, including our online data collection forms. Our web site host has access to the
user information for purpose of maintaining the site.
This site contains external links to other sites. We are not responsible for the privacy practices or the content of such web sites.
Updating or Deleting Your Information
You may update or delete your information at any time prior to completing an online data form. Once your online form is submitted,
you will not be able to change any of the information online. You will need to contact us via email, phone or postal mail to request
that we update or delete your information.
Demographic and Profile Data
We may share certain aggregated demographic and profile data with government agencies. Aggregate data excludes information that
would enable any individual to be identified. We also collect certain data (including your IP address) about your visit to our web
site in our log files to enable us analyze site traffic and gather broad demographic data. The data in our log files are not linked
to personally identifiable information.